PRIVATE LENDING
Again, every borrower can get a loan with our range of loan products. Those borrowers looking to purchase or refinance N/O/O SFR, 2-4 unit properties, 5+ unit multi-family, and commercial properties are encouraged to apply.
Our loan products are usually used by real estate owners that only want to borrow money for a period of time be it short or long term (up to 30 years). We are the only lender with a true 30-year fully amortized fixed hard money loan with NO POINTS!! We require minimal paperwork and can lend on almost any scenario (as long as the asset is real estate):
Foreclosures OK
Bankruptcies OK
Mortgage Lates OK
Balloon Payments OK
NO UPFRONT FEES
NO POINTS (because we are not mortgage brokers)
Credit Scores below 500 are accepted (in certain states)
No Proof of Income
All Loans are N.I.V
No Income Stated on 1003
No DTI Ratios
No DSCR calculated on residential properties
Rates as low as 9.50% (N/O/O)
LTVs up to 100% (in some programs)
Loan Amounts from $20,000 - $100,000,000
Lending to LLC's, Corps, Trust or Individuals.
Interest Only Option Available
Foreign Nationals - OK
100% Gift Funds - OK
Properties with Deferred Maintenance
Rural Properties
Short Term and Long-Term Bridge Options are Available
Brokers Welcome
Property Types Include: SFR, Condo, Condotels, 2-4 Units, Multifamily, Mixed-Use, Office, Retail, Land
CONTACT INFORMATION
Phone: (818) 518-0740
Email: jmosley@chajaproperties.com
Address: 23647 Calabasas Rd. Calabasas, California 91302
